The technology that facilitates the creation of smart applications using machine learning is Artificial Intelligence (AI). Through various algorithms and frameworks, AI enables applications to learn from data, adapt to new information, and perform specific tasks without explicit programming. Machine learning algorithms analyze patterns and trends to improve functionality over time, leading to increased efficiency and smarter decision-making. Common tools for developing these applications include frameworks such as TensorFlow and PyTorch, which streamline the process of integrating machine learning capabilities into software solutions.