Online payment processing typically utilizes secure technology such as Payment Gateways and Secure Sockets Layer (SSL). Payment gateways act as intermediaries between a customer’s credit card information and the merchant’s bank, ensuring secure transactions through encryption and fraud detection measures. These technologies facilitate smooth transactions by validating payment details, managing approvals, and communicating with banking networks. As consumers increasingly prefer online purchases, robust payment processing systems are vital for maintaining security and trust during online transactions.